Terms of service

1. Your account

• You must give accurate details and keep your password safe. You are responsible for activity in your account and your organization, including people you invite.
• You must be at least 18 and able to enter a contract, and use the Service for a lawful business.

2. Your content and your website

• You own the text, images and data you add. You give us permission to host, process and display it to run the Service.
• AI-written content is generated from the information you provide. Review it before publishing — you are responsible for what your website says, including prices, offers, claims and legal notices.
• Don’t publish anything unlawful, misleading, infringing, or harmful, or use the Service to send spam. We may suspend websites that do.

3. Business apps

• Apps such as Chit & Savings Schemes, enquiries, reviews and payments are tools for your business. You are responsible for running your schemes and services lawfully, including any rules that apply to deposit or savings schemes, consumer protection, and tax.
• Your customers’ information belongs to your business; we process it on your behalf (see the Privacy policy).
• Online payments go through your own payment gateway account (e.g. Razorpay) under its terms. The money is paid to you, not to us, and refunds to your customers are your responsibility.

4. Plans, AI credits and payment

• Paid plans are billed monthly in Indian rupees, in advance. AI credits are used when AI writes or rewrites content, and for messages sent through our SMS/WhatsApp account; they have no cash value.
• Unused plan credits roll over as described on the Pricing page. Prices and features may change with notice.
• Refunds and cancellations are covered by our Refund & cancellation policy.

5. Availability and changes

We work to keep the Service available and your data safe, but it is provided “as is”, and features may change. We may suspend accounts that break these terms or are not paid.

6. Liability

To the extent the law allows, we are not liable for indirect or consequential losses (such as lost profits or data), and our total liability is limited to the amount you paid us in the three months before the claim.

7. Ending the agreement

You can stop using the Service and delete your websites at any time. We may end the agreement on notice if you break these terms. Deleted websites and their data are removed permanently.

8. Law

These terms are governed by the laws of India.